Financials Jun 24, 2021 06:38 AM (GMT+8) · EqualOcean
In the near middle of this year, the bank's usual "war of taking deposits" did not start. A few days ago, we visited several bank outlets and found that the deposit interest rate, which used to be "ready to move" at the end of the quarter, did not rise but fell this year. On the app of private banks, which attract customers with high interest deposits, it is difficult to see deposit products with an annual interest rate of more than 4%. Experts believe that after the optimization of the way to determine the upper limit of deposit interest rate self-discipline, the interest rate of deposits with a maturity of more than one year will be lowered, which is conducive to cracking down on the behavior of high interest soliciting deposits. However, it is more difficult for banks to solicit deposits, and the pressure of deposit competition still exists.