Financials, Technology Mar 14, 2022 10:19 AM (GMT+8) · EqualOcean
The consumer rights and Interests Protection Bureau of the China Banking and Insurance Regulatory Commission issued the second issue of consumer risk tips in 2022 to remind consumers to stay away from the marketing trap of excessive lending and prevent excessive credit risk. It is required to obtain credit services from formal financial institutions and formal channels, and do not use consumer credit in non consumer areas. Establish a sense of responsible lending, do not spend in excess of control and excessive debt, and choose formal institutions to handle loans and other financial services. We should be vigilant against lowering the loan threshold and concealing the actual interest and fee standards in loan marketing publicity. In particular, we should improve the awareness of risk prevention, not credulous to the false publicity of illegal online lending, and stay away from predatory loans such as bad campus loans and routine loans. Do not use credit cards, microcredit and other consumer credit funds for non consumer fields such as real estate purchase, stock speculation, financial management and repayment of other loans.
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