Financials Jun 08, 2022 08:53 AM (GMT+8) · EqualOcean
Bengbu, Anhui Province, recently issued several measures on promoting the steady and healthy development of the real estate market. The measures proposed to guide financial institutions to reduce the minimum down payment ratio and the minimum loan interest rate of personal mortgage loans for the first and second improved houses of residents. The down payment ratio of the first house should be reduced to 20% and the loan interest rate should be reduced to the quoted interest rate of the loan market for the corresponding period by 20 basis points. We will increase the support of provident fund loans for the first and second sets of improved housing. The maximum amount of individual housing provident fund loans will be adjusted from 200000 yuan to 300000 yuan, and the maximum amount of housing provident fund loans for both husband and wife will be adjusted from 400000 yuan to 500000 yuan; The down payment ratio of the second application for self occupied housing provident fund loan shall be reduced from no less than 50% to no less than 40%.
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