Technology, Financials, Automotive Jun 10, 2022 08:39 PM (GMT+8) · EqualOcean
According to incomplete statistics, since May, over 30 cities including Xi'an, Nanjing, Taiyuan, Nanchang, Fuzhou, Shijiazhuang and Yinchuan have reduced the down payment ratio of housing loans (including commercial loans and provident fund loans) to a minimum of 20%. At the same time, the interest rate of housing loan is also positive. According to the monitoring of housing loan interest rates in 42 cities nationwide by Rong 360 Digital Technology Research Institute, the average interest rate of the first home loan nationwide in May was 5.03%, down 13 basis points month on month; The average interest rate of second home loans was 5.36%, down 9 basis points month on month, basically back to the level five years ago. Guanrongxue, an analyst at Zhuge find a house data research center, said, "the various policy supports released from the credit end have a certain positive impact on the market. They not only lower the threshold of house purchase, enhance the market's willingness to consume, drive the overall economic development, but also relieve the pressure on urban inventory to a certain extent."

This text is a result of machine translation.

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