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Jan 10, 2021 01:59 PM (GMT+8) · EqualOcean
Zhu Guang, CEO of Du Xiaoman finance, said on the 11th CCTV Financial Forum in Hong Kong that there will be small and micro loan products with hourly interest this year. In the new economic era, the most obvious feature of enterprise development is "fast". In the past, the bank's model for analyzing the central bank's credit report may be iterated once a half year, and the variables that can be interpreted are only a few or dozens of dimensions. Now, with big data, the same credit report can be interpreted into more than 300000 dimensional variables, and the new analysis model can be iterated every day, and the user's demand for capital turnover is high Change is very fast, 6% of users in the second day of loan repayment.

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