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May 16, 2022 06:52 PM (GMT+8) · EqualOcean
Hainan provincial housing provident fund administration issued a notice on adjusting the relevant policies of Hainan provincial housing provident fund personal housing loans to support the purchase of second-hand houses: first, reduce the proportion of down payment. If employees apply for personal housing loans with housing provident fund when purchasing second-hand houses, the minimum proportion of down payment for personal housing provident fund loans that are first applied for or have been settled will be reduced from 40% to 30%; Second, relax the loan period and purchase second-hand houses. The maximum loan period is adjusted from 20 years to 30 years. In principle, it is required not to exceed the termination period of land use right specified in the real estate property right certificate.

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