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Consumer Staples Dec 27, 2021 08:44 PM (GMT+8) · EqualOcean
On December 27, the postal savings bank announced that the CBRC had approved the opening of Zhongyou HuiWanjia Bank Co., Ltd., a direct banking subsidiary of the postal savings bank. Postal Huiwanjia bank became the second independent legal person direct selling Bank approved to open after CITIC Baixin bank in 2018. In December 2020, the postal savings bank was approved to establish an independent legal person direct selling bank, postal Huiwanjia bank, becoming the first large state-owned bank to obtain a direct selling bank license. The registered capital of postal Huiwanjia bank is 5 billion yuan, and its registered place is Shanghai. The business scope of Youhui Wanjia bank is: absorbing public deposits, mainly personal and small and micro enterprise deposits; It mainly provides short-term, medium-term and long-term loans to individuals and small and micro enterprises; Handle domestic and foreign settlement through electronic channels; Handle electronic bill acceptance and discount; Issuing financial bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Buying and selling foreign exchange; Engage in bank card business; Acting for collection and payment of funds and insurance business; Other businesses approved by the banking regulatory authority under the State Council.

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